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51 Things They Won’t Tell You...

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T here is hardly a day in our lives that passes without taking a decision that affects our finances—whether it is swiping a credit card, buying an insurance policy or even deciding whether to take up a new job that is paying more. Though there are mandatory disclosure guidelines in most cases, certain things that might affect your decision may not be visible upfront. Or, even if they are, they might be worded in complex jargon or expressed in fine print, hidden somewhere in a boring document that you might not have the patience to read through. Either way you will end up making an uninformed decision, which you may regret later. This is not to say that everyone out there is out to get you. But, it pays to be careful. Literally. We tell you "51 Things They Won’t Tell You" so that you know what you are getting into. Employers 1. The take-home will be less than you think The quoted cost-to-company (CTC) includes every single penny the company will be spending on you—allowa